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 Charge Account

The Shop and Charge 0% Interest Charge Account is available only as a member benefit of the Shop and Charge Shopping Club.

All members of the Shopping Club will receive a 0% Interest Charge Account with a starting limit of $500.  The charge account can be used for purchases only from Shop and Charge and allows a member to charge up to 60% of his/her total order, up to his/her available credit limit.  The remaining balance of the order must be paid for at the time of purchase by major credit card.

Welcome,
You have just discovered the most unbelievable online catalog of incredible products for yourself or as gifts.  Choose from 1,000's of products at great prices.

We have such confidence in our product line that we are offering a no interest, no annual fee revolving charge account with an opening credit limit of $500 which can be used towards purhases made at www.shopandcharge.com.

Why 0% Interest?
We are so appreciative of our new customers decision to shop with us that wee feel there is no need to make money charging interest.  We're not a bank so why should we act like one?

Your Charge Account is included as a benefit of the Shop and Charge Shopping Club.  For more information, click here.

After enrolling in the Shopping Club, you will receive your Club materials by mail within 1-2 weeks which will include your Charge Account information.  You must wait for this information to begin using your charge account.

Customer Care
We are here to help in any way we can.  You may e-mail questions you might have to contact@shopandcharge.com.  Please include any information pertaining to your order.

Delivery
You can expect delivery of your order usually within 1-2 weeks.  We will notify you of any delays.  Your products may be shipped seperately or together.

Charge Account Terms
Every time you make a purchase, you can charge up to 60% of the total purchase price, up to your available credit.  The remaining balance of each order must be paid at time of purchase by major credit card.  Approval is subject to verification and consideration by Shop and Charge.  There is no interest charged on balances.  Existing accounts will be reviewed for credit increases at the sole discretion of Shop and Charge.  Any orders exceeding a customers available credit may be paid for either a major credit card, check or money order.  Payments on your account are to be paid monthly and are calculated at 10% of your total outstanding balance with a minimum payment of $15.00, whichever is greater, until your balance is 0.  You may continue to charge up to your credit limit as you make payments on your account.  Payments are due on the 5th of each calendar month.  Any payments not paid by the 15th of the calendar month are subject to a $10.00 late fee.

The Charge Account is one of the exciting benefits in the Shop and Charge Shopping Club and is only available to members of the Shopping Club.